With the desire to improve the efficiency of operations at the Bank, to commemorate the 9 branches Vietinbank products and services bring in more competition, meet all the needs of our customers, combined with the knowledge in the learning process, research at the University of Ho Chi Minh City Industry and especially the suggestion and told of the instructors I decided on the subject "the reality of long-term lending operations in joint stock commercial bank for industry and trade Vietnam branch 9" to study the subject thematic studies.
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