MARTIN'S QUICK BRIEFING: For more t

MARTIN'S QUICK BRIEFING: For more tips, alerts & awful
puns, follow Martin on Twitter ( https://twitter.com/MartinSLewis)

Have a play with our (MoneySaving) tools
Grab cheap holiday cash, check tax, slash rail fares, uncover
hidden bargains, find mortgage best buys, bag cheap energy and
MUCH more ( http://www.moneysavingexpert.com/news/protect/2015/06/have-a-play-with-our-moneysaving-tools)

MoneySavingExpert is a colossal, info-packed site, and this
week we make no excuses for showing off the pick of our free
tools. They can hammer down bills, nail you a bargain or shine
a torch on your true outgoings and financial health. Let's open
our toolbox...

1.Free Income Tax Calculator. The Income Tax Calculator ( http://www.moneysavingexpert.com/tax-calculator/) shows how
much tax and National Insurance should be deducted from your pay
(you can also factor in student loan repayments). Also use our
Tax Code Calculator ( http://www.moneysavingexpert.com/family/check-tax-code) to check
you're paying the correct tax.

2.( http://www.moneysavingexpert.com/news/protect/2015/06/have-a-play-with-our-moneysaving-tools)
Free TicketySplit tool slashes train fares. Bizarrely, buying
two tickets for one journey can save large. So we built the
TicketySplit ( http://www.moneysavingexpert.com/split-cheap-train-tickets/)
tool - Colin's example explains it: "I do Derby to Banbury
return. A peak day return is £90.50. But Derby to Birmingham and
Birmingham to Banbury day returns, staying on the same train, are
£39.50."

3.Permanently cheap gas & electricity. Since we launched it in
2013, over 1.6m people have joined the free Cheap Energy Club ( http://www.msetool.co.uk/redirect/energy_homepage), saving an
average £200 per household. It finds your top tariff, monitors it
each month and alerts you when it's time to switch again. Jeni
tweeted: "Just saved £305 a year switching energy through
Energy Club. Thanks."

4.Grab the cheapest travel cash. There are massive variations in
rates (yesterday you could get €1,230-€1,370 changing £1,000) so
TravelMoneyMax ( http://travelmoney.moneysavingexpert.com/)
compares 40 online bureaux to find which gives most on 70ish
currencies. Also see Martin's Should I buy euros now? ( http://www.moneysavingexpert.com/news/travel/2015/03/the-pound-hits-e140-should-you-buy-now-for-the-summer) analysis.

5.Benchmark your cheapest mortgage deal at speed. Rates are
super-low but finding your best deal is tricky, so we created a
comparison which finds your best bespoke deal, for
remortgages ( http://www.msetool.co.uk/redirect/temp-1?url=http%3A%2F%2Fmse.me%2Fremortbestbuys), moving home ( http://www.msetool.co.uk/redirect/temp-1?url=http%3A%2F%2Fmse.me%2Fhomemoverbestbuys) and first-time buyers ( http://www.msetool.co.uk/redirect/mortgages_bestbuy?url=https%3A%2F%2Fwww.moneysavingexpert.com%2Fmortgages%2Fbest-buys%2F). As we're nerds, we also have an Ultimate Mortgage Calculator
( http://www.moneysavingexpert.com/mortgages/mortgage-rate-calculator) to answer everything you want to know about your mortgage.

6.Stamp Duty Calculator - how much will you pay? Buy a house or
flat and you're likely to owe stamp duty (it's called that as the
document once required a stamp). It's one of the biggest taxes,
and thresholds recently changed. Our Stamp Duty Calculator ( http://www.moneysavingexpert.com/mortgages/stamp-duty) shows
exactly what you'll pay.

7.Free budget planner - analyse your finances. The huge Budget
Planner ( http://www.moneysavingexpert.com/banking/Budget-planning) tool
answers the key financial question: do you spend more than you
earn? If so, you need to change, or risk eating into savings
and hitting debt hell ( http://www.moneysavingexpert.com/loans/debt-solutions).
It analyses regular spending and one-offs incl birthdays &
Christmas.

8.Get up to £200 for old mobiles. 'Sell your mobile' sites spray
the TV with ads, but there can be enormous differences per site
and handset. We devised the MobileValuer ( http://mobilevaluer.com/) comparison to speedily find top
payers.
You could get £121-£201 for an iPhone
5S 64GB ( http://mobilevaluer.com/mobile/working/apple/iphone-5s-16gb/),
£90-£170 for a Samsung Galaxy S5 ( http://mobilevaluer.com/mobile/working/samsung/galaxy-s5/).
Flogging a newer iPhone 6 Plus 128GB ( http://mobilevaluer.com/mobile/working/apple/iphone-6-plus-128gb/) could fetch up to £445.

9.Never just apply for cards and loans - that marks your credit
file. Use the free Eligibility Calcs. The only way to know if
you'll get one is to apply which leaves a footprint on your
credit file. Too many, especially in a short time, can hurt
future ...

Kết quả (Việt) 1:

MARTIN'S nhanh chóng họp báo: để thêm lời khuyên, cảnh báo & khủng khiếpchơi chữ, theo Martin trên Twitter (https://twitter.com/MartinSLewis)Có chơi với các công cụ (MoneySaving)Lấy kỳ nghỉ rẻ tiền mặt, kiểm tra thuế, cắt giảm giá vé đường sắt, khám phágiá rẻ ẩn, tìm thấy thế chấp tốt nhất mua, túi năng lượng giá rẻ vàNHIỀU hơn nữa (http://www.moneysavingexpert.com/news/protect/2015/06/have-a-play-with-our-moneysaving-tools)MoneySavingExpert là một trang web khổng lồ, thông tin đóng gói, và điều nàytuần chúng tôi làm cho không bào chữa cho hiển thị ra lựa chọn của chúng tôi miễn phícông cụ. Họ có thể búa xuống hóa đơn, móng tay bạn một món hời hoặc bóngmột ngọn đuốc trên đúng outgoings và sức khỏe tài chính của bạn. Hãy mởhộp công cụ của chúng tôi...1. miễn phí thuế thu nhập tính. Các chương trình máy tính thuế thu nhập (http://www.moneysavingexpert.com/tax-calculator/) làm thế nàonhiều thuế và bảo hiểm quốc gia nên được khấu trừ từ trả tiền của bạn(bạn có thể cũng yếu tố trong sinh viên vay trả nợ). Cũng sử dụng của chúng tôiThuế mã máy tính (http://www.moneysavingexpert.com/family/check-tax-code) để kiểm trabạn đang trả tiền thuế chính xác.2. (http://www.moneysavingexpert.com/news/protect/2015/06/have-a-play-with-our-moneysaving-tools)Miễn phí TicketySplit công cụ slashes đào tạo giá vé. Bizarrely, Mua2 vé cho một chuyến đi có thể tiết kiệm lớn. Vì vậy, chúng tôi xây dựng cácTicketySplit (http://www.moneysavingexpert.com/split-cheap-train-tickets/)công cụ - Colin của ví dụ giải thích: "tôi làm Derby để Banburyquay trở lại. Một đỉnh ngày trở lại là £90.50. Nhưng Derby Birmingham vàBirmingham to Banbury day returns, staying on the same train, are£39.50."3.Permanently cheap gas & electricity. Since we launched it in2013, over 1.6m people have joined the free Cheap Energy Club ( http://www.msetool.co.uk/redirect/energy_homepage), saving anaverage £200 per household. It finds your top tariff, monitors iteach month and alerts you when it's time to switch again. Jenitweeted: "Just saved £305 a year switching energy throughEnergy Club. Thanks."4.Grab the cheapest travel cash. There are massive variations inrates (yesterday you could get €1,230-€1,370 changing £1,000) soTravelMoneyMax ( http://travelmoney.moneysavingexpert.com/)compares 40 online bureaux to find which gives most on 70ishcurrencies. Also see Martin's Should I buy euros now? ( http://www.moneysavingexpert.com/news/travel/2015/03/the-pound-hits-e140-should-you-buy-now-for-the-summer) analysis.5.Benchmark your cheapest mortgage deal at speed. Rates aresuper-low but finding your best deal is tricky, so we created acomparison which finds your best bespoke deal, forremortgages ( http://www.msetool.co.uk/redirect/temp-1?url=http%3A%2F%2Fmse.me%2Fremortbestbuys), moving home ( http://www.msetool.co.uk/redirect/temp-1?url=http%3A%2F%2Fmse.me%2Fhomemoverbestbuys) and first-time buyers ( http://www.msetool.co.uk/redirect/mortgages_bestbuy?url=https%3A%2F%2Fwww.moneysavingexpert.com%2Fmortgages%2Fbest-buys%2F). As we're nerds, we also have an Ultimate Mortgage Calculator( http://www.moneysavingexpert.com/mortgages/mortgage-rate-calculator) to answer everything you want to know about your mortgage.6.Stamp Duty Calculator - how much will you pay? Buy a house orflat and you're likely to owe stamp duty (it's called that as thedocument once required a stamp). It's one of the biggest taxes,and thresholds recently changed. Our Stamp Duty Calculator ( http://www.moneysavingexpert.com/mortgages/stamp-duty) showsexactly what you'll pay.7.Free budget planner - analyse your finances. The huge BudgetPlanner ( http://www.moneysavingexpert.com/banking/Budget-planning) toolanswers the key financial question: do you spend more than youearn? If so, you need to change, or risk eating into savingsand hitting debt hell ( http://www.moneysavingexpert.com/loans/debt-solutions).It analyses regular spending and one-offs incl birthdays &Christmas.8.Get up to £200 for old mobiles. 'Sell your mobile' sites spraythe TV with ads, but there can be enormous differences per siteand handset. We devised the MobileValuer ( http://mobilevaluer.com/) comparison to speedily find toppayers.You could get £121-£201 for an iPhone5S 64GB ( http://mobilevaluer.com/mobile/working/apple/iphone-5s-16gb/),£90-£170 for a Samsung Galaxy S5 ( http://mobilevaluer.com/mobile/working/samsung/galaxy-s5/).Flogging a newer iPhone 6 Plus 128GB ( http://mobilevaluer.com/mobile/working/apple/iphone-6-plus-128gb/) could fetch up to £445.9.Never just apply for cards and loans - that marks your creditfile. Use the free Eligibility Calcs. The only way to know ifyou'll get one is to apply which leaves a footprint on yourcredit file. Too many, especially in a short time, can hurtfuture ...