Planning to lease a car because you don’t think you can afford to buy? Think again. Leasing can end up being justas expensive as buying—and you don’t even get to the keep the car. Most people who are thinking about leasingare attracted to this option because they believe it will cost them less money. And they’re right—it is cheaper, butonly in the short term. For example, if you were to lease a brand-new Subaru Forester with $4,000 down, you mightpay $300 per month for the car. If you were to buy the same car with $3,000 down, you would pay closer to $400per month. Over a three-year lease, that’s $3,600—a big savings. But after your lease is over, you have to give thecar back. If you want to keep driving, you’ll either have to put another down-payment on another lease, or, if youhave the option to buy the car, you’ll have to pay thousands of dollars to purchase the vehicle—dollars that won’tbe spread out in more manageable monthly payments.Many people want to lease because they can drive a more upmarket car than they might otherwise be ableto afford. For example, if your monthly budget allowed you to spend $300 on a car, you might be able to lease abrand new Ford Explorer. For the same price, you might have to buy an Explorer that was two or three years oldwith 50,000 miles, or buy a new but considerably less expensive make and model. A lease, therefore, allows youto drive the latest models of more expensive cars. But when your lease is over, you will have to return thatExplorer. Whatever car you can afford to buy, you get to keep it, and it will always have a resell or trade-in valueif you want to later upgrade to a newer car.Furthermore, people who lease cars are often shocked and appalled by how much they must pay when thelease is over. Most leases limit you to a certain number of miles, and if you go over that allotment, you must payfor each mile. As a result, at the end of a lease, you may end up paying thousands of dollars in mileage fees. Forexample, if your lease covers you for 25,000 miles over three years, but you drive 40,000, that’s an extra 15,000 miles.At $.11 per mile, that’s $1,650 you’ll have to pay. And you still won’t have a car.In addition, when you lease, you still have to pay for regular maintenance and repairs to the vehicle. Sinceyou must return the car when your lease expires, you are paying to repair someone else’s car. If you own the car,however, you would know that every dollar you spend maintaining or repairing the car is an investment in a realpiece of property—your property, not someone else’s.By now, the benefits of buying over leasing should be clear. But if you’re still not convinced, remember thisfundamental fact: If you lease, when your lease is up, and after you’ve made all of your monthly payments, paidfor extra mileage, and paid for repairs, you must give the car back. It isn’t yours to keep, no matter how much thelease cost you. Whatever make or model you can afford to buy, it is yours to keep after you make the payments.There’s no giving it back, and that makes all the difference.– POSTTEST–1558. According to the passage, which of the followingstatements is true?a. People believe leasing will cost them lessmoney.b. Most Americans lease rather than buy cars.c. Most car leases allow for unlimited mileage.d. Leasing a car is never as expensive as buying.9. Which of the following sentences best summarizesthe main idea of this passage?a. Leasing a car is a bad idea.b. The benefits of buying a car outweigh the benefitsof leasing a car.c. Leasing allows people to drive more expensivecars than they might otherwise be able to afford.d. People are often shocked at how much moneythey end up paying when a car lease is over.10. The author makes his or her point bya. making an argument using chronologicalorder.b. arguing the benefits of buying from the mostto least important.c. comparing and contrasting leasing and buying.d. stating opinions.11. This writer bases his or her argument primarily ona. facts derived from the author’s personalobservations.b. opinions that others have reported to theauthor.c. facts with logic and statistics supporting them.d. opinions derived from the author’s personalobservations.12. In another version of this passage, the first sentenceof the third paragraph did not use thewords “shocked and appalled” to describe thereaction of car leasers to how much money theymust pay when the lease is over. Instead, the sentenceread: “Furthermore, people who lease carsare usually unaware of how much they must paywhen the lease is over.” Why do you think thewriter changed the sentence to include “shockedand appalled”?a. Someone he or she interviewed for the storyused these words.b. These words make the author sound smarter.c. These words have a positive connotation thathelp the author make his or her case.d. These words
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