1. Parties: The undersigned:The Borrower is: TRẦN HỒNG BÍCH, KM 38, XÃ EA PHÊ HUYỆN KRÔNG PĂK, TỈNH ĐĂK LĂKEmail: trangngo6838@gmail.comand the Lender is Mr. Thomas Doug- CEO of VINALOANS, 282 4th St, Del Mar, CA 92014, USAEmail: info@vinaloans.net Phone: 1 (877) 515-74432. Date of Agreement: May 24, 2016.3. Promise to Pay: Within 12 months from today, Borrower promises to pay to Lender usd10,000(in words: Two thousand US dollars) and interest as well as other charges avowed below.4. Accountability: Although this agreement may be signed below by more than one person, each ofthe undersigned understands that they are each as individuals responsible and jointly andseverally liable for paying back the full amount.5. Breakdown of Loan: Borrower will pay:Amount of Loan: $10,000Total of payments: $10,000ANNUAL PERCENTAGE RATE 2.99%6. Repayment: Borrower will pay back in the following manner: Borrower will repay the amount ofloan and interest on May 31, 20177. Late Charge: Any payment not remunerated within ten (10) days of its due date shall be subjectto a belatedly charge of 5% of the payment8. Security: To protect Lender, Borrower gives what is known as a security interest or mortgage in:No9. Co-borrowers: Any Co-borrowers signing this agreement agree to be likewise accountable withthe borrower for this loan.Agreed:
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