Personal characteristics have drawn the attention of fourteen studies. It can be defined as a group of specific customer featuresthat may influence their online shopping attitudes and behavior, such as their Internet knowledge, need specificity, and culturalenvironment. Li and colleagues (1999) found that customers who purchase Internet stores more frequently are more convenience-oriented andless experience-oriented. These consumers regard convenience during shopping as the most important factor in purchase decisions,because they are time-constrained and do not mind buying products without touching or feeling them if they can save time in thisway. Potential consumers are often prevented from shopping online by their concern for security (Han et al. 2001). However,perceived risk can be reduced by knowledge, skill, and experience on the Internet, computer, and online shopping (Ratchford etal. 2001; Senecal 2000; Sukpanich and Chen 1999; Ha et al. 2001). In another study, Bellman and colleagues (1999) propose thatpeople living a wired lifestyle patronize e-stores spontaneously. These consumers use the Internet as a routine tool to receiveandsend emails, to do their work, to read news, to search information, or for recreational purposes. Their routine use of the Internetfor other purposes leads them to naturally use it as a shopping channel as well.Other factors found to impact consumersí online shopping attitudes and behavior include cultural environment, need specificity,product involvement, disposition to trust, the extent to which they would like to share values and information with others, theextent to which they like being first to use new technologies, and tendency to spend money on shopping (Borchers 2001; Koufariset al.2002; Lee et al.2000; Kimery and McCord 2002; Bellman et al 1999). Vender/Service/Product Characteristics
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