insurance companies Best for Low Mileage Drivers: MetroMileLaunched in 2011, Metromile offers pay-per-mile car insurance designed for drivers who log fewer than 10,000 miles a year. The company sells coverage in California, Illinois, Oregon, Pennsylvania, Virginia and Washington. Metromile car insurance prices include two parts: a level base rate, plus a per-mile rate, which changes from month to month depending on how much you drive. To track mileage, the company provides a device called the Metromile Pulse, which plugs into a port that’s usually located below your dashboard. Best for Customer Satisfaction: AllstateAllstate remains one of the most popular insurance companies in the country. Their well known accident forgiveness program and their ratings by customers have continually been better in recent years. Combining multiple policies with the company can also save you up to 30%. Some customers have reported that their premiums were raised without warning or explanation.Best for a Variety of Discounts: EsuranceEsurance is a company owned by Allstate which specializes in vehicle insurance. They were instrumental in writing new online policies, were one of the first major companies to offer unique discounts to the LGBT community, and is also known for its strong emphasis on environmentally sound business practices. The company provides excellent prices and quality customer support. Best For Military Members: USAAUnited Services Automobile Association (USAA) is an insurance company primarily focused on covering military members and their families. The company does return a portion of its profits back to its members every year, has no sudden rate hikes, has an easy to use claims service, and also included is their legendary customer service. Their average customer managed to save $426 a year when they switched to USAA. Unfortunately the company doesn't have local agents and coverage is only available to those in the military and their families. Overall USAA is above average in the insurance industry and should definitely not be overlooked when choosing a reputable insurance company. Best for Drivers over 50: AARP | The HartfordAARP Hartford is one of the largest and oldest insurance companies in the country. The company has been awarded for their customer service, large variety of discounts, and reasonable premium rates. Another bonus is their new car replacement feature that will replace your new car in the event of a total loss within the first 15 months or 15,000 miles. Customers have reported claims taking an excessive amount of time and increases to their premiums without explanation. Overall AARP Hartford is just above average with their service, price, and years of experienceBest for Cheap Premiums: 21st Century21st Century Insurance, a Farmers Insurance company, has many things to offer their customers. With more than 2,000 employees they are frequently praised for having one of the lowest auto insurance rates among insurance providers. They offer many discounts as well as having award winning customer service.
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